For every American, home ownership is the American dream. In retrospect, home foreclosures would be the nightmare for both the home owner and the lender.
The economy is trying to bounce back from its downhill slide along with the housing market. Both have been slowly making progress and at Home Retention USA we are doing our part on ensuring that everyone benefits from the services we provide.
Have you been told that foreclosure is your only option? Were you told \”NO\” by mortgage companies who were unable to refinance your loan? DO NOT believe that foreclosure is your only way out! Loan modifications are legal methods to negotiate your current mortgage note with your current mortgage lender. The facts are that your current lender would rather see you continue to live in your home and make payments rather than lose money by having to foreclose. Our proven legal team knows exactly how to expertly negotiate with your lender to reduce your rate, lower your payment, and keep you in your home.
Lower your payment with a loan adjustment. Once we negotiate on your current lender, we act collectively to determine a payment that you will be able to give. Lenders are pleased to proceed to obtain a payment you\’ll be able to afford instead of expending untold sums of money through forcing foreclosure. We bring back the American Dream to homeowners, and assure the American Nightmare of costly payments to hit the road.
Most lenders do not like to foreclose on a home due to the large loss of money; they would much rather work out a deal to minimize their losses. For the responsible borrowers who are truly incurring hardships financially can qualify for government assistance. Lenders too are encouraged with incentives to take part in the loan modification program.
In these days of tight credit conditions, it is necessary to preserve as much of your credit history as possible. By going through with a foreclosure, your credit will suffer incredibly and drop as much as 300 points or more. You won\’t be able to purchase a home for another 5 years or so. If you pursue a \”short sale\”, your credit will dip almost as greatly as a foreclosure. Using our loan modification services, your credit will no longer be facing extreme damage. We help end the slumping FICO cycle by negotiating with your lender to make affordable payments, and help you remain in your home.
Owe much more than your house is worth? Our team of legal real estate pros negotiates with your lender to lower your principal. No more will you dread owing a significant sum of money over what your home is worth. Not only do we exclusively negotiate to bring down your principal, we also help to lower your rate, and lower your monthly payment.
For other information or questions in regards to My Home Retention USA please visit us at myhomeretentionusa.com
